qcd
must I take my QCD's before taking my RMD ?
must I take my QCD's before taking my RMD ?
There is no requirement that a QCD come from an RMD, but for a QCD to satisfy some or all of your RMD you must make the QCD before completing your RMD, otherwise the QCD will be a distribution in addition to the amount paid to you as your RMD. The first amounts distributed in an RMD year are RMD whether or not the distribution is made as a QCD.
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