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February 20, 2025
Question

Rmd was not fulfilled due to death of spouse

  • February 20, 2025
  • 1 reply
  • 0 views
spouse took out enough money to cover rmd not taken out by deceased spouse

    1 reply

    February 27, 2025

    I'm sorry for your loss.

     

    Since you mentioned that you took out enough money to cover the RMD that wasn't taken before your spouse's passing, you've done what you needed to do. You should get a 1099-R for this distribution. Make sure you keep documentation showing this distribution was to satisfy you're spouse's RMD. You would have your own RMD requirements for your own retirement accounts that you might have.