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January 24, 2023
Question

Should RMD's be reported under section did you receive any distributions from a retirement plan after 2019?

  • January 24, 2023
  • 1 reply
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1 reply

Employee
January 24, 2023

Yes, except in the case where the RMD is from an inherited retirement account paid to you as a non-spouse beneficiary.

 

The need to enter distributions made after 2019 is an anti-abuse provision to prevent one from taking a distribution from a retirement account and turning it around as a new retirement contribution to be able to get a Retirement Savings Contributions Credit.