I will be retiring in 2025 at the age of 62 and filing for SS benefits. I was married for nearly 25 years, am now divorced, unmarried with no plans to re-marry. My ex-wife will not be 62 until 2028. Her lifetime earnings far exceed mine. When will I be able to claim the spousal benefit based on her earnings if I file for benefits next year based on mine? Or does my filing at 62 affect this higher benefit?
Welcome to the Event, RichardR3!
You are eligible to collect spousal benefits on a living former spouse's earning record as long as:
Your former spouse doesn't need to be collecting her retirement benefits for you to claim ex-spousal benefits.
(In this case the divorce must be at least two years old.)
For more info go here: Ex-Spouse Benefits and How They Affect You
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