Tax filing social security and 1099-r

Forum|Forum|1 year ago
January 25, 2025
3 replies
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I am on social security and I my total income from that is about $20,000. I also received a 1099-R with about $1900 tax withheld. Do I need to file a return?

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Best answer by VolvoGirl

Thank you for your reply but I’m afraid that still I don’t quite understand. My wife passed away a year and a half ago and she always handled all of this. Last year I paid our accountant to do everything but I don’t want to have to pay him if I don’t need to. What do you mean by “go to federal”?

Click on the federal tab on the left side or at the top of the Desktop program.

DoninGA

Employee

Social Security Retirement/Disability/Survivors benefits are reported on a form SSA-1099 and the benefits received are to be entered on a federal tax return. The benefits may be taxable depending on the amount of other income you have entered on your tax return.

However, if the Social Security benefits is the Only income to be reported on the tax return and there is no federal income taxes being withheld, then there is no reason or need to file a tax return.

Unless you also received a Form 1095-A for your health insurance through one of the State Marketplace Exchanges or from healthcare.gov then you must file a tax return.

To enter Social Security benefits reported on form SSA-1099

Click on Federal Taxes (Personal using Home and Business)
Click on Wages and Income (Personal Income using Home and Business)
Click on I'll choose what I work on (if shown)
Scroll down to Retirement Plans and Social Security
On Social Security (SSA-1099, RRB-1099), click the start or update button

Or enter ssa-1099 in the Search box located in the upper right of the program screen. Click on Jump to ssa-1099

Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:

Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0

xmasbaby0

Employee

You say that the 1099R shows $1900 withheld, but neglected to mention how much money you actually took from the retirement account. We do not know your filing status.

You need to file a federal return if half your Social Security plus your other income is

Single or Head of Household $25,000

Married Filing Jointly $32,000

Married Filing Separately $0

Who has to file?

http://www.irs.gov/uac/Do-I-Need-to-File-a-Tax-Return%3F

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

martinitime65Author

Sorry. $19011.00

Thanks

xmasbaby0

Employee

Go to Federal> Wages & Income>>Retirement Plans and Social Security (SSA1099 and 1099RRB) to enter your SSA1099.

To enter your retirement income, Go to Federal> Wages and Income>Retirement Plans and Social Security>IRA 401 k) Pension Plan Withdrawals to enter your 1099R.

VolvoGirl

Employee

Yes you should file a tax return. Even if your income is low and not taxable you can file to get back any withholding taken out.

Enter a 1099R under
Federal Taxes
Wages & Income
Then scroll way down to Retirement Plans and Social Security
Then IRA, 401(k), Pension Plan Withdrawals (1099-R) – Click Start

For state boxes, for box 16 State Distribution put the same amount that’s in box 1. If box 14 is blank you can leave boxes 14,15 & 16 blank.