Only if you had taxable earnings. From the side menu, select Preview my 1040. Your backdoor Roth IRA amount should be listed on Form 1040, Line 4a as IRA distributions. Taxable amount on Form 1040, Line 4b should be zero unless you had earnings between the time you contributed to your Traditional IRA and the time you converted it to Roth IRA, in which case the earnings would be taxable. If you have a Schedule 1, then Schedule 1, Line 20, IRA deduction should be blank.It is a two-step process; use this link to confirm you did the steps correctly.

TurboTax

File with experts
File your taxes
Experts at your fingertips

An expert helps with your taxes, or does them for you
TurboTax Expert Full Service

TurboTax Expert Assist

TurboTax Self-Employed
Prior year taxes
File myself
File myself
Do it yourself

We'll guide you step-by-step
TurboTax Do It Yourself

TurboTax Self-Employed

TurboTax Desktop
TurboTax Free

Activate your product

Prior year taxes
Business
Business
Business taxes

Get your T2 corporate return done right, your way
TurboTax Business

TurboTax Business Desktop
Tax situations
Tax situations
Tax situations

Find extra guidance for your big life moves
For investors

For 25 and younger

For self-employed

For new to Canada

For life changes
Resources
Resources
Resources

Explore tax tools, get tips, and read reviews
Personal income tax calculator

RRSP savings calculator

Learning hub

TurboTax support (FAQ)

TurboTax community
Pricing

Community

rjrsurge

Question

Trying to do a back door IRA. Made traditional, non-deductible IRA contribution and immediately rolled to Roth. Turbotax is calling it taxable distro. Is this right?

Forum|Forum|1 year ago
March 26, 2025
1 reply
0 views

No text available

DawnC

Employee

Only if you had taxable earnings. From the side menu, select Preview my 1040.

Your backdoor Roth IRA amount should be listed on Form 1040, Line 4a as IRA distributions.
Taxable amount on Form 1040, Line 4b should be zero unless you had earnings between the time you contributed to your Traditional IRA and the time you converted it to Roth IRA, in which case the earnings would be taxable.
If you have a Schedule 1, then Schedule 1, Line 20, IRA deduction should be blank.

It is a two-step process; use this link to confirm you did the steps correctly.

**Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"

rjrsurgeAuthor

Dawn,

I did all that. The number is 4b is not zero and I don't know how to make it zero. Could it be because I have another Traditional IRA and a basis for non-deductible IRA contributions?