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Solved

TT handling of deceased spouse RMD

Forum|Forum|2 years ago
February 13, 2024
1 reply
0 views

I transferred my deceased spouse's retirement IRA to mine mid 2023. My spouse was required to take an RMD in 2023 as was I. I withdrew enough to cover both RMD's, but I could not get TT to separate my spouse's RMD from mine, so when asked 'how much of the withdrawal is for RMD?', I entered the combined amounts. I did not receive a 1099-R for my spouse's closed account, just for my account. What can I do in TT to clearly indicate my spouse's RMD and my RMD?

IRA

Best answer by dmertz

There is no need to clearly identify the separate RMD amounts. When TurboTax asks how much is RMD, just enter the sum of your RMD and your spouse's RMD. TurboTax only asks the question to determine how much was distributed that would be eligible for rollover. If you didn't roll over any of the distribution, it doesn't matter how you answer this question.

dmertzAnswer

Employee

There is no need to clearly identify the separate RMD amounts. When TurboTax asks how much is RMD, just enter the sum of your RMD and your spouse's RMD. TurboTax only asks the question to determine how much was distributed that would be eligible for rollover. If you didn't roll over any of the distribution, it doesn't matter how you answer this question.

Thanks, dmertz!!