Skip to main content
March 15, 2025
Question

what does 4D really mean on my 1009R? Can I just enter the info on it? It's not my RMD it's my dad's who died, can I ignore the RMD questions?

  • March 15, 2025
  • 1 reply
  • 0 views
I'm not required to take an RMD right now at , but I did get my dad's RMD when he died. Can I ignore the RMD questions?

    1 reply

    March 23, 2025

    Code 4 is used to report that the retirement proceeds are from a death.  Code D indicates that the payment is from an annuity from a nonqualified annuity. Only the earnings from these distributions are taxable as the annuity is funded with after-tax dollars.

     

    As long as you enter the information from your 1099-R as provided, you should not be prompted to answer any questions regarding a RMD.  I recommend following the steps in this link to get to the 1099-R input section. Select Update to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) on the applicable 1099-R.  

     

    On the screen asking you to enter the 1099-R, be sure to enter the applicable codes under Box 7.  There are two boxes where you can enter both of your code options as listed on your 1099-R form.  

     

    **Say "Thanks" by clicking the thumb icon in a post**Mark the post that answers your question by clicking on "Mark as Best Answer"