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March 11, 2025
Question

why is my non-taxable Roth IRA showing as income on my MA state tax return?

  • March 11, 2025
  • 1 reply
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A non-taxable distribution from my Roth IRA showing as income on my state tax return

1 reply

March 12, 2025

In the Massachusetts section of Turbo Tax, you must indicate the distribution amount from your Roth IRA for the entry:

Total contributions previously taxed by MA

 

Roth IRAs are nondeductible contributory IRAs that let income grow tax-free and allows tax-free income distributions if certain conditions are met. You can contribute a maximum annual amount to these. Each joint filer may contribute up to the maximum allowable amount as long as they meet the federal AGI thresholds.  See Roth Individual Retirement Account (IRA).