Solved
You're including about $20,000 in my "total income" total, but that money was roll over from one retirement acct to another. Is this an error?
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Gross amounts will be shown on the summary page whether they are taxable or not. If you have answered all the questions correctly to indicate a rollover after entering the 1099-R, TurboTax will correctly exclude it from taxable income. The amount on line 4b of form 1040 should only show the total of taxable amounts from IRAs, pensions and annuities.
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